Uninsured loss recovery is the term usually applied to items or amount(s) you have claimed against your own insurance which are not fully reimbursed, perhaps by reason of a large policy excess (deductible), or a policy condition or exclusion. It is however often the case that these items or amounts can be successfully claimed against the "guilty party" or perhaps an insurance policy they might hold.

Many types of insurance policies, including buildings, household contents and motor now offer this service when you buy or renew your policy. But if you "opt out", like the majority of people do, when you do have a problem you could be faced with a major headache, and possibly costs in attempting to pursue reimbursement for the uninsured loss(s).

CMS can offer help by intervening on your behalf on a modest cost basis which involves a small initial registration/review fee (£15) where we will evaluate your claim and provide you with a report of our findings. If we believe that a reasonable case exists we can pursue the matter on your behalf with a further fee based on a percentage (avg 15%) of the amount eventually recovered - if we do not recover any money you will pay nothing more than the initial fee.

NOTE : Our fees cover our time and correspondence costs, they do not cover the costs of any outside professional or specialist, e.g. investigators, medical practitioners, lawyers, costs of litigation etc. The services of specialists will only be engaged with your prior written agreement, and you will be invoiced direct for their services.

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